So now you are ready to get started with your 403b plan, be sure to speak with a specialist or professional who can guide you through the options available.Participating in your district's 403(b) plan doesn't have to be overwhelming. 

Here are few simple steps to get started.

1. Contact your Company Planner: 

1. Request a copy of your Companies 403(b) plan document and information, including a summary of the plan provisions such as loans, transfers, exchanges and any fees.
2. Be sure to get the list of approved vendors for both ongoing contributions and exchanges.
3. Ask for enrollment forms and any associated paperwork. 

2. Brush up on the details: 

1. View all deatils and forms, research for a basic overview, contact a professional
2. Read the retirement checklist article appropriate for you age. This will help you figure out where you need to be at this stage of retirement planning.
3. Read more about 403(b).
4. Request a copy of materials on 403(b) guidelines.

3. Choose your vendors and products:

1. Read the investing articles.
2. Request a copy of your 403b guide and let a professional review it for you.
3. Review the vendors and investment options offered by your plan.
4. Determine which products best match your timeline (the amount of time until you need to access the money), goals (how much money you would like to accumulate) and risk tolerance (how much volatility – or changes in value – you are willing to accept). 

4. Decide how much to save: 

1. Estimate your retirement needs or retirement Goals.
2. Figure out how much you want to contribute from each paycheck. You'll find that there are many factors to evalaute, from inflation to increase of Income. 

5. Sign up: 

1. Complete and submit a salary reduction form with the amount you want to contribute.
2. Complete and submit enrollment forms indicating the investments you want in your plan.

Be sure to speak with a professional, weight out all your options, before making a decision.